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Writer's pictureNikkei Asia

Grab-Singtel beats Sea to the punch with Singapore digital bank



Singapore-based superapp developer Grab and telco Singtel announced the rollout of the city-state's newest virtual bank, named GXS, more than a year and a half after winning one of two full digital lending licenses awarded by the Asian financial hub.


Singaporean tech group Sea won the other license when they were handed out by the country's central bank in late 2020 to raise the quality of the hub's lending sector, but it has yet to publicly unveil its plans to compete in this space.


GXS, which is 60% owned by Grab and 40% by Singtel, will aim to amass customers by letting them "earn interest daily" through the bank's mobile application which will be available from Sept. 5. Incumbent lenders typically pay out such yields monthly.




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