Kasikornbank (KBank) plans to turn its Make by KBank mobile banking app into a purely digital bank and apply for a virtual banking licence from the Bank of Thailand (BoT).
KBank, the country's second-largest lender by total assets, aims to tap all customer segments, including the underbanked and the unbanked segments.
Based on cloud computing technology, the Make app is designed to serve the new generation of Thais. Most of its users are high school and university students, as well as first jobbers.
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